Statistics on Adults Returning to College

Due to the economy these days, and the huge number of newly graduated youngsters, the job market is a fierce competitive monster to be reckoned with. Many older, more experienced, adults are using a return to school to add extra armor to their resume in an attempt to come out on top. But the process of making that return can be a long arduous fight all on its own.

Most employees over 35 have disadvantages they must tote along with them through their returning education years. They have families to care for, financial instability due to unemployment, or they contend with their unsatisfying job that they must cling to for dear life until they are able to earn that certification that will allow them to advance onto something greater. Battling all of these added troubles can be tiresome, but if you want something better for yourself, you have to make sacrifices.

Now, it seems that many older adults are returning to college and deciding to make those sacrifices. Some find ways to squeeze schooling into their already hectic lifestyle by waking up before dawn to study, or attending weekend, or online classes. Some other adults returning to college will take on a full workload during the day and then attend classes afterward for some nighttime college schooling.

Student admissions over the age of 35 have climbed in numbers, especially in the last 10 years. Adults returning to college now make up almost 20% of enrollment these days, which is double what it used to be when they were the young 18-year-old demographic. These days two in every five college students are older than 25.

Online colleges have become the best ally to older adults who wish to progress in the competitive workforce. About 75% of colleges offer online courses in the U.S. alone. The University of Phoenix Online boasts 63,000 students attending already with numbers rising. Adults returning to college to finish a bachelor’s degree or earn some type of certification tend to gravitate towards these types of methods because it allows them to attend a class at home while watching over their children, or allot their time given for school in a more convenient way.

The numbers on adults returning to college is on the rise, and it doesn’t seem to be slowing down anytime soon. Soon, the income gap between college graduates and non-grads will grow even larger and education will be more important than ever.

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5 Startup Lessons They Don’t Teach You in College

After graduating, the next thing we like to do is partying and celebrating the victory. However, nobody will tell you that challenges are actually on the other side of the college life. Nowadays, every youngster wants to be an entrepreneur, but you know what? Your degree can give you an opportunity to enter in the corporate world but your skills make you survive. In college, you learn what is given in a syllabus, but if you want to be an entrepreneur, there are few things they don’t teach you in college.

Let’s find out the lessons you may not learn in college

1. Deal with Failure

A leader fail many times before he succeeds! Every entrepreneur faces failure once in a lifetime but this is not the end of a life. Failure is a continuous process and with every failure, you can make your next move is a successful one. However, nobody will teach you in college how to prepare for failure or for not getting a job. This is something you learn in outside world when life tests you. In a corporate world, failure is a very normal thing but how you deal with it make all the difference!

2. Raise Money

Raising money for a startup is not a piece of cake! Its paperwork is very complex. The banks and investors expect you to submit a detailed business plan that describes everything about the product from how it works to how it will generate revenue. Further, you can consult a financial planner for accounting and tax advice. As it will help you to negotiate with investors and banks. Nobody will teach you how to convince someone to invest in your business. No worries! Skills like convincing power develop with every attempt.

3. Think out of the box

Often in school, we get a syllabus for every subject. However, outside the school, in a corporate world, ambiguity rules. If you don’t have the courage to try something new, you will never come up with something unique. In a competitive world, if you want to lead in the industry, you need to think out of the box. In the end, being innovative and creative is the key.

4. Become a Leader

Being a good leader is not everyone’s cup of tea! A leader wears so many hats and handles so many responsibilities on his own. Every entrepreneur is not a leader, but every leader can become an entrepreneur. However, you won’t learn how to be a great leader in school or college. In the journey of life, your lessons and failure will tell you what it takes to become a great leader.

5. Manage your Time

In college, you are a free bird, you can enjoy leisure time any day. However, that won’t happen in the corporate world. To run a successful startup you are going to work for 24/7, no matter how tired you feel. So, when your friends are enjoying happy hour, don’t feel upset about preparing a business plan. In the end, it is all about priority, its OK to sacrifice few things to achieve bigger goals.

Federal PLUS Loans

As a student entering college, it is very unlikely that you have a few spare checks lying around that you can cash and magically use to pay for college. Most college-aged students, ranging from late teens through mid-twenties, have no line of credit and cannot receive much money in loans if they need to do so in order to attend college. Therefore, a loan like the federal PLUS loan through the federal government and U.S. Department of Education makes it easy for you, as a potential college student, to use your parents’ line of credit in order to gain financing options for your higher education.

How Your Parents Can Help You Apply

If your parents have good credit and you obtain them a copy of the Direct PLUS loan application, you are well on your way to cracking the college books and arriving on campus in the fall. Keep in mind that in order to receive a federal PLUS loan, you must be a dependent potential undergraduate at any college or university in the U.S. You also must be planning on attending college for at least half-time during the upcoming semester. If these all apply to you, obtain a Direct PLUS loan application and promissory note, fill them out with signatures completed, and hand them in to the financial aid office at your college or university.

Fill Out A FAFSA Form First!

Have you tried filling out your FAFSA form yet? If not, you may already be entitled to financial aid and/or loans and scholarships that could benefit you! While it is not required for you to fill out the FAFSA form to receive a federal PLUS loan, be aware that you could receive thousands of dollars without even having to use your parents’ credit in the first place. Still, if you are not eligible for any other scholarships, the federal PLUS loan will enable you to receive financing for any portion of your college or university bill not covered by other financial aid (i.e. If college costs you $5000 a year and you already receive $4000 in financial aid, a PLUS loan will lend you the other $1000). Federal PLUS loans can help put you through college, even if you do not have a solid line of credit yet.

This article is distributed by NextStudent. At NextStudent, we believe that getting an education is the best investment you can make, and we’re dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about how to get Federal Plus Loans at www.NextStudent.com .

5 Steps to Selecting the Best College

For many high schools juniors and seniors, selecting a college is the biggest decision they have ever had to make. It can be an emotional decision and of course, a financial one. To find the best college for you takes time and research. There are certainly a lot of steps in selecting a college but here are five that you should consider.

1. Determine What You Want to Do: Do you know what field of study you would like to focus on? If you are exploring careers, reach out to people who are already working in those areas. For example, if you wish to become a veterinarian, interview several veterinarians to learn what they do. Ask them how they like their job, what are their day-to-day duties, etc. In whatever field you chose, it’s important to understand what you would be getting into.

2. Conduct Your Research: Research multiple colleges to determine which one will meet your need. Finding the college that meets your needs is one of the most important decisions in the college selection process. You don’t have to attend one of “name brand” schools if they don’t fit your needs. Your needs fall into several categories such as career needs, financial needs and possibly location needs. Do you want to attend a large school or a school with a small student population? Do want to attend an all male or female institution? These and others are the type of needs you will need to research to make a decision.

3. Financial Documents: Make sure you have completed all of the required financial paperwork that your school requires. The majority of colleges will need for you to complete the FAFSA application. Get started early in gathering and completing your financial paperwork because it can help to relieve stress as you narrow your collegiate choices.

4. Find Money: College is expensive. Determining how to pay for it can be a stressful process. Start early applying for scholarships. There are multiple sites such as FastWeb and Scholarships.com where you can research scholarships. You will also have to decide if you will pursue college loans. If you chose this route, make sure you understand that college debt can be a hindrance after you graduate because you are obligated to pay the loan back. So think about this decision carefully.

5. Be Selective: After you conduct your research you will then have to narrow your choices down to a few colleges. You don’t want to waste time applying to colleges that don’t fit your needs. So be selective in picking colleges that you really want to attend. Make sure these colleges fit your needs and are ones that will help you obtain the career you are seeking.

While knowing what you want to do for a career is important, there are times when you may be undecided, and that’s fine also. Many times you can use your freshman or sophomore years in college to help you select a major. Do not let the fear of not knowing what to do stop you from achieving your dreams of a college degree. Explore, ask questions, and learn from your experiences. Your dream of a college degree can come true.